Broker Check

Contact Us

Find Out How We Can Help You

Finding the right fit is important when choosing an advisor. Online research is a good place to start, but you probably want to speak with someone before making a decision. Our Get To Know Us meeting is specifically designed so we can learn more about each other and see how we might work together.

Schedule a Get to Know Us meeting. Let's see if we're a good fit. 

Schedule an Appointment
What Can You Expect When You Work With Us?

What Can You Expect When You Work With Us?

  • We will listen to your story and take the time to get to know you. You will receive exceptional customer service from the minute we connect.

  • You will receive a financial plan that gives you specific steps to help you reach your goals.

  • Your portfolio will be constructed to match your goals, your timeline, and your tolerance for risk.

  • We will provide continuous oversight of your portfolio and let you know if we recommend any changes.

  • We will help coordinate all aspects of your financial life to make sure all of your assets are working together to meet your goals.

  • We will check in with you often and update your plan and your portfolio as your circumstances change.

  • We will be honest and transparent at all times.

  • We will welcome your questions whenever you have them and provide prompt responses.

Frequently Asked Questions

Why do I need an advisor?  

There are many reasons for working with an advisor. Lots of investors don’t have the time or the knowledge to maintain consistent oversight of their investments. An advisor will make sure your assets are properly diversified and working together to meet your goals. We can create a financial plan specific to your situation – a plan that will show you if you are saving enough to meet your goals and give you specific steps to help you achieve them. We also help with coordinating all aspects of your financial life. Do you have the right amount of insurance? Are your assets titled according to your estate plan? Are your beneficiaries set up according to your wishes? Any misstep in these important areas can derail even the most well thought out plan.

Perhaps one of the most important reasons, and one that is often overlooked, is that we take the emotion out of investing. No matter what the market is doing, we can provide unbiased, unemotional oversight of your assets. Investors who do it themselves may get excited by a rising market and buy securities when prices are high, only to get scared when markets are dropping and sell these securities at lower prices. When markets start to come back, these individual investors may remain “on the side lines” during the first phases of recovery and miss out on potential growth. Working with an advisor can ensure that you remain invested and diversified during all market cycles, which leads to a much quicker recovery after a down market.

How are your fees structured?

There are only two ways that we get paid – financial planning fees and asset management fees. We are not affiliated with any insurance company or broker dealer, so we do not sell any products or earn any commissions.

Our fee for financial planning is a one-time flat fee of $1,000. (Full terms are outlined in our Financial Planning Agreement and our Form ADV Disclosure Document.) This includes everything involved in creating your plan - meeting time, information gathering, plan preparation, and presenting the plan to you.

Fees for asset management are based on total assets under management. You can learn more about our fee structure in our Form ADV. Fees include all aspects of working with us – meetings, emails, phone calls, portfolio oversight, quarterly performance statements, or updates to your financial plan. We welcome your questions and there is never an additional charge for meetings or phone calls.

Is it expensive to work with an advisor?

In some cases, working with an advisor may actually be cheaper than investing on your own. We use institutional mutual funds only available through investment professionals. These funds tend to have lower expenses than retail funds. We also use custodians that offer lower (or zero) trading fees on other securities. Over time, reduced expenses can have a positive impact on your wealth accumulation. Studies have also shown that investors who work with advisors earn a higher rate of return over time than those who invest on their own.

Do you have a minimum asset requirement?

Our minimum asset requirement is $500,000. Asset totals include accounts for all members of your family. If you have questions about whether you qualify, please give us a call. We’re happy to talk about how we might help you.

I don’t live near your office. Can I still work with you?

In addition to our office in Topsfield, MA, we have advisors in Braintree, MA and in Bradenton, Florida, so we have opportunities for in person meetings outside of our home office. We are also registered with the SEC, so we can, and do, work with clients from all over the country. Lots of things can be handled by phone or email, but we understand that sometimes face to face is more effective. We often use Zoom for clients who can’t or don’t want to visit the office. This is very effective for annual review meetings and financial plan presentations. We can even show you all of the same documents we would share in person.

Can you work with my accountant or estate attorney if they have questions?

We work with other members of our clients’ financial teams all the time. In fact, we prefer it. Your tax strategy, your estate plan, and your portfolio should all complement one another. When all parties are working together on your behalf, you get a more favorable outcome.

If you have additional questions, fill out the form below and we will get back to you within 2 business days.

Thank you!

E-mail us at

Topsfield Office

Phone: 781.743.2600

Fax: 781-221-0069

Toll-Free: 800.356.7066

10 South Main Street, Suite 104
Topsfield, MA 01983

Topsfield Office

Mon-Fri: 8:30 AM - 5:00 PM

Tues and Thurs: Evening hours by appointment

Let us know how you prefer to meet. We can accommodate appointments in person, via telephone or on Zoom. 

Florida Office

Phone: (941) 587-6486
Bradenton, FL
Mon-Fri: 8:30 AM - 5:00 PM

Tues and Thurs: Evening hours by appointment

Let us know how you prefer to meet. We can accommodate appointments in person, via telephone or on Zoom.