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Our Services


Comprehensive Financial Management

Our comprehensive financial planning considers multiple aspects of your family’s financial situation. We address areas such as taxes, debt, retirement, college savings, estate planning, and insurance. We offer analysis and counsel in a variety of areas such as cash-flow, budgeting, capital needs for family protection, savings plans, life-transitioning, home purchase and refinance, and investment asset allocation

Ongoing Portfolio Management

As our client, you receive an individually designed asset allocation plan to help you achieve your financial goals. We monitor your investments daily, rebalancing accounts as necessary.

Retirement Planning

We offer a personalized retirement analysis that helps you caclulate how much to save to meet your retirement goals. We also handle all paperwork for the IRS required minimum distributions (RMDs) from retirement accounts.

Social Security Benefits Planning

Upon request, we help you determine when to begin receiving Social Security in order to maximize benefits.

Employee Benefits

We provide investment advice on employee benefits plans. We also offer asset allocation recommendations for 401(k) plans not under our management.

Education Planning

We help you meet your college funding goals by designing age-specific portfolios in tax-efficient 529 college plans. We monitor and rebalance each account to ensure savings and investments are on target to meet educational funding goals.

Insurance Advice

We offer a full review of our clients' insurance policies and guidance as needed on appropriate levels of coverage. Because we receive no compensation in any form for insurance consulting, you can be assured we provide objective advice.

Tax Planning

We use a tax-efficient strategy of positioning assets in accounts to minimize taxable income and maximize deductions and return on investment. We also work with your tax professionals to ensure effective long-term tax planning strategies.

Estate Planning

We work in tandem with your estate planning attorney to ensure proper gifting strategies and wealth transfers as well as matching the plan to your overall, long-term financial goals. We can also incorporate the financial needs of your children, grandchildren, and other family members into your wealth management plan.

401(k) Services for Businesses

We set up and maintain low cost 401(k) plans that offer a large variety of investment options to meet the specific needs of your business.

Endowment Management

We provide investment advice to foundations, trusts, and charities, helping them meet their important fiduciary responsibility. We offer guidance on prudent investment practices and ongoing investment management services to aid committees in fulfilling their fiduciary duties.