Why Fee-Only?

What is a fee-only financial planner... and why should this matter to you?

The way a financial planner is compensated can directly affect the advice you receive. We believe that using fee-only wealth management advisors is simply the right thing to do. That’s because the fee-only structure is simple, clear-cut and straightforward.

Here’s how it works:

• At the Barker Financial Group, we charge a flat fee for financial planning. And because we are fee-only wealth management advisors, any compensation we receive is agreed upon well in advance... you know exactly what you’ll pay and what you'll get.
• We do not sell any financial products and we receive no commissions, incentives, research or other forms of compensation from anyone.
• In the interest of full disclosure, we may receive non-cash economic benefit in the form of workshops or training from third-party companies we utilize on your behalf to implement your plan. For more specific details, please request and refer to our company brochure.
• As our client, you are never charged extra fees for our time or the research we do to answer any and all of your questions.
• Once the plan is complete, it belongs to you, and you’re free to walk away with the plan, which includes very specific steps for implementation.
• Alternatively, at your request, we will be pleased to engage in a working relationship with you to assist in the implementation and management process.

Need more convincing that fee-only is the way to go? Here’s more:

• We have absolutely no obligatory or proprietary affiliations with any broker/dealers, mutual fund companies or insurance companies.
• We draw on thousands of noncommission-driven investment opportunities.
• We will and do, on request, manage portfolios of individual stocks so you need not sell your current holdings to work with us.
• We will assist you to make appropriate choices with your employer’s 401(k), 403(b), TSA or other benefits to meet your planning needs.
• We track and maintain cost-basis information for you and provide the information to you each year so your tax returns can be completed in a timely manner.
  
• We act totally - and only - as your advocate... unbiased, completely objective, in our planning, evaluation and management. Any potential conflicts are disclosed in our brochure, which is always available upon request.
  
• All our accounts are established with third-party custodians - in your name - with separate monthly statements. All checks for investment purposes are made payable to third-party custodians, not to Barker Financial Group, Inc.